How to re-arrange Your living room comfortably.
A comfortable living space is about layers, creating conversational seating, and building a sensible room that’s both visually and functionally stimulating. A perfect living room teases and pleases the eye in a manner that feels edgy and fun while simultaneously catering to one’s need to pile up or curl in in the most casual way. Here, ten tips to help you on your way.
The challenge of buying a home for the first time can seem so daunting that it’s tempting to either just go with the first place in your price range or continue to rent. To help you demystify the process and get the most out of the purchase, we’ll examine what you’ll need to consider before you buy, what you can expect from the buying process itself, and some handy tips to make life easier after you purchase your first home.
Who Is a First-Time Home buyer?
U.S. Department of Housing and Urban Development (HUD), a first-time home buyer is someone who meets any of the following conditions:
- An individual who has not owned a principal residence for three years. A spouse is also considered a first-time home buyer if he or she meets the above criteria. If you’ve owned a home but your spouse has not, then you can purchase a place together as first-time home buyers.
- A single parent who has only owned a home with a former spouse while married.
- A displaced homemaker who has only owned with a spouse.
- An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations.
- An individual who has only owned a property that was not in compliance with state, local or model building codes—and which cannot be brought into compliance for less than the cost of constructing a permanent structure.
Read more: First-Time Homebuyer’s Guide | Investopedia http://www.investopedia.com/updates/first-time-home-buyer/#ixzz4PXcrGXT7